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Isod mae dolenni i ffynonellau a allai helpu i gefnogi eich lles ariannol.

Cefnogaeth Prifysgol

• Cymorth Dyled a Straen Ariannol – mae yn cynnig cymorth ac arweiniad ymarferol gydag anawsterau yn ymwneud â Dyled a phroblemau ariannol eraill ac yn cael mynediad at gymorth emosiynol wrth reoli’r sefyllfaoedd hyn.
• Undeb Credyd - Trwy gallwch gael mynediad at gynilion a benthyciadau – mae Prifysgol Bangor yn gweithio mewn partneriaeth â Cambrian i’ch galluogi i dalu i mewn i gyfrifon cynilo neu wneud ad-daliadau benthyciad drwy’r gyflogres. Gweithredir hwn yn gwbl gyfrinachol ac ni fydd y tîm Cyflogres yn gwybod a yw'r taliad bob mis yn mynd tuag at fenthyciad neu at gynilo ar gyfer y dyfodol.
• Fy Manteision Cynllun Gostyngiad Staff a Gostyngiadau ar gyfleusterau’r Brifysgol e.e. Mae Brailsford yn darparu cyfleoedd i staff wneud arbedion ac ymestyn eu hincwm ymhellach.
• Mae Clwb Teithio Cyflogwyr Arriva yn galluogi staff i gael mynediad at deithiau bws gostyngol ar lwybrau bysiau Arriva. Mae aelodau staff yn gallu cael mynediad at eu tocyn gostyngol ar-lein, talu'n uniongyrchol drwy ddebyd uniongyrchol ac anfonir y tocyn i'r cyfeiriad cartref. Nid oes isafswm cyfnod contract, ac mae’r cynllun hefyd yn caniatáu teithio am ddim i hyd at ddau o blant ar benwythnosau a gwyliau banc. Cliciwch am fwy o wybodaeth.

Cymorth Ymarferol i Reoli Cyllid ac Anawsterau Ariannol

Os oes angen rhagor o wybodaeth arnoch am reoli cyllid neu os ydych ar ganol ceisio datrys anawsterau ariannol, mae cymorth pellach ar gael drwy amrywiaeth o wasanaethau allanol.Ìý Mae'r rhain yn cynnwys:

HelpwrArian

Mae’r wefan hygyrch, gwbl ddwyieithog hon yn darparu cymorth rhad ac am ddim, diduedd sy’n gyflym i’w ddarganfod, yn hawdd i’w ddefnyddio ac wedi’i gefnogi gan y llywodraeth. / yn helpu pobl i glirio eu dyledion, lleihau gwariant a gwneud y gorau o'u hincwm.

Money Saving Expert Site

You can access guidance and support on managing your money via
Martin Lewis's free site saves you money. Beat the system on credit cards, shopping, special offers, mortgages, council tax, interest rate payments and more. You can also receive the latest deals, guides, tips 'n' tricks directly from Martin Lewis and the MSE team by signing up for a weekly email.

Breathing Space Scheme

Did you could get up to 60 days' respite from interest, fees, and court action to reduce stress and give you time to deal with your debts.
, is a government scheme which could help relieve some of the pressure and stress caused by being in debt.

Step Change

has a team of debt experts that help hundreds of thousands of people a year to deal with their debt problems. They offer free, flexible debt advice that is based on a comprehensive assessment of your situation.Ìý

Planning for the Future

Financial Wellbeing isn’t just about managing and thinking about the now, it’s about building resilience and taking action now to plan for our financial futures. Ìý
The University offers support through various offerings to help you with planning for the future:

• Pensions Schemes (USS, BUPAS and NEST) and Employer Contributions to these to enhance individual pension pots and the additional benefits offered by these schemes around ill-health, spouse, child pensions.Ìý
• Pre-Retirement Planning Workshops to help you start to think about the future and look at the practical and financial considerations needed. Check the for upcoming date.Ìý
• Free Will Writing Service - Kennedy Burchill offer Â鶹´«Ã½¸ßÇå°æ Staff access to a free, remote as part of your personal financial planning.Ìý